Cash benefits
A straight payout to your family, from R10 000 to R40 000, so they can bury their loved one the way they choose.
Five levels of cover
One monthly payment covers you, your husband or wife, and your children. The payout is made to your beneficiary within 24 to 72 hours of a valid claim.
| From 18 to 74 | Bronze | Silver | Gold | Platinum | Diamond |
|---|---|---|---|---|---|
| Policy holder | R10 000 | R15 000 | R20 000 | R30 000 | R40 000 |
| Wife or husband | R10 000 | R15 000 | R20 000 | R30 000 | R40 000 |
| Children 14 – 21 years | R7 500 | R10 000 | R12 000 | R14 000 | R17 000 |
| Children 6 – 13 years | R2 500 | R5 000 | R5 000 | R5 000 | R10 000 |
| Children 0 – 5 years | R1 500 | R1 500 | R1 500 | R2 000 | R5 000 |
| Newborn from 5 months | R1 500 | R1 500 | R1 500 | R1 500 | R1 500 |
| Monthly payment, 18 – 64 years | R70,00 | R97,00 | R134,00 | R186,00 | R255,00 |
| Monthly payment, 65 – 74 years | R261,00 | R310,00 | R355,00 | R410,00 | R460,00 |
Scroll the table sideways to see every level
Extended family covers
Add a mother, father, grandparent, aunt or uncle. The monthly payment depends on their age and the cover you choose.
| Age of the member | R10 000 | R15 000 | R20 000 | R25 000 |
|---|---|---|---|---|
| 75 years and below | R225 | R276 | R450 | R480 |
| 75 to 84 years | R300 | R371 | R614 | R640 |
| 85 to 94 years | R360 | R557 | R749 | R800 |
Each extended member is paid for separately, on top of your main policy
Read this before you join
- Claims are paid within 24 to 72 hours of all documents being received.
- Joining age is 18 years. The upper age limit is 80.
- Natural death: a full 6-month waiting period applies.
- Accidental death: a 1-month waiting period applies.
- Suicide: a 24-month waiting period applies.
- There is no waiver on premiums.
- Missing your 1st, 2nd or 3rd payment lapses the policy automatically, without notification.
- Cover starts once the first premium is received and the waiting period has passed.
What your family will need
Keep this list somewhere your family can find it. The payout is made to the beneficiary’s bank account once we have all six.
Two IDs
The ID of the deceased, and the ID of the person making the claim.
BI-1663 and certificate
Notification of death from the doctor or police, and the death certificate once Home Affairs issues it.
Proof of payment
Proof that the last premium was paid, and the bank details of the beneficiary.